LIFE INSURANCE UNDERWRITING CHANGES

Released on = March 13, 2006, 10:13 am

Press Release Author = The Hughes Trustco Group Ltd

Industry = Financial

Press Release Summary = Effective today, underwriting requirements for Term 10 and
Term 20 life insurance policies for clients up to 45 with face amounts less than
$249,999 have been simplified.

Press Release Body = Montreal, Canada. Today RBC Insurance announced changes to its
underwriting requirements for smaller life insurance policies. Effective today,
underwriting requirements for Term 10 and Term 20 life insurance policies for
clients up to 45 with face amounts less than $249,999 have been simplified. Now RBC
has produced a "no fluids" policy for these cases, which means, for a life insurance
consumer, no urine, no saliva and no blood tests. This will make it easier and
quicker for the life insurance buyer to protect his or her family or business.

This is a welcome advance in making life insurance policies available to the public
without the time and medical delays usually associated with the purchase of life
insurance.

About RBC Life Insurance Company

As one of the top 10 life insurance producers in Canada, RBC Life Insurance Company
offers individual and group life and health insurance solutions, including
disability income insurance, critical illness insurance, long term care insurance,
term life insurance, universal life insurance and group benefits.
Our products are distributed through more than 7,000 independent brokers affiliated
with producer groups, financial planning firms and stock brokerage firms, as well as
through direct sales and a network of career sale representatives.
RBC Life Insurance Company has an excellent record of claims-paying ability and
financial strength, currently rates \'A" (Excellent) by independent insurance rating
and information agency A.M. Best Co.


About the Hughes Trustco Group
The Hughes Trustco Group went online in June 1998 to supply information about life
insurance to consumers from all the life insurance companies. The website is
visited every day by persons seeking information on term life insurance, disability
insurance, critical illness and all forms of life & health insurance. Life
insurance quotes are provided from all the companies allowing the client to make an
independent assessment.

For more information, please contact:

Ivon T. Hughes

Web Site = http://www.hughestrustco.com

Contact Details = Ivon T. Hughes
1405 Bishop Street, Suite 216
Montreal , H3G2E4
$$country

514-842-9001
info@hughestrustco.com
http://www.hughestrustco.com

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